Speculation around XRP is gaining momentum after reports surfaced of a private, closed-door meeting between executives from SWIFT and Ripple. While no official statements have been released, the idea that leaders from the world’s dominant interbank messaging network and one of blockchain’s most established payments firms may have met discreetly has captured the market’s attention.
Could Institutional Adoption Of XRP Be Accelerating?
Reports suggest that executives from SWIFT and Ripple may have held a private lunch in Miami, reigniting speculation that SWIFT could be preparing to move forward with XRP. An analyst known as Skipper noted on X that the discussion gains additional context from comments last year by Brad Garlinghouse, who stated that the XRP Ledger could capture roughly 14% of the transaction volume currently processed by SWIFT within five years.
Tokenization is no longer a dream; it is becoming a new reality. The ability to unlock and move trillions of dollars in real-world assets onto blockchain rails is accelerating. At the same time, RealFi is reportedly finalizing an agreement with a global Tier-2 exchange processing roughly $580 billion in annual volume to list the REAL Token, signaling that institutional-scale markets are preparing to migrate onto XRPL-based rails.
The next wave of blockchain innovation is quietly taking shape in Sydney. According to Wave Of Innovation on X, on February 28 and March 1, serious builders will converge for a 24-hour sprint at XRP Australia 2026, an event designed for real construction, not surface-level experimentation.
Participants will have direct access to work with core protocol developers and architects, enabling deep technical guidance, real-time problem-solving, and the opportunity to build alongside those actively shaping the XRPL stack. The objective is to deliver working functional MVPs that can live beyond the event.
Builders are encouraged to develop across a wide range of verticals, including RLUSD-powered applications, DeFi protocols, developer tooling, infrastructure, and real-world utility use cases, all natively on the Ledger. Beyond the prize pool, the sprint represents a gateway to the ecosystem. Exceptional teams may be considered for future XRPL funding programs, making this a potential launchpad for builders who are seriously focused on adoption.
How The Altcoin Is Preparing For The Next Directional Move
A bullish scenario is beginning to take shape for the token. Crypto investor and trader Xaif Crypto has highlighted that a breakout in the volume Z-Score above +2 could ignite the next expansion. Currently, Binance volume Z-Score is hovering near zero, indicating a state of pure equilibrium.
However, with the price trading around $1.37 and volume closely aligned with its 30-day average, the data is signaling consolidation rather than exhaustion. Historically, the altcoin’s most powerful moves have followed sharp volume Z-Score expansions. These calm phases often precede strong directional moves.
Featured image from Getty Images, chart from Tradingview.com
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